Money is gone, no idea where
By the end of the month your balance is thin and you cannot remember what used it up.
Personal and family finance
Manage personal and family finances, without the hassle.
Track income and expenses, set budgets, remember your bills, and see where your money goes.
Coming soonWatch Demo
- Passwords hashed (bcrypt)
- Two step verification (2FA)
- Built in Indonesia
- No ads
Why Vaulty
If any of these sound familiar, Vaulty is for you.
Bills slip through
Power, internet, installments. One day late and you pay a fine and lose your patience.
Records everywhere
Some in a spreadsheet, some in chats, some in your head. Hard to see the whole picture.
14 days
Free trial with every feature, no credit card.
0 ads
No ads in the app.
Key features
Budgets, bills, savings, and reports.
Monthly budgets
Set a limit per category and see what is left. You are warned before a budget runs out.
Recurring bills
Add once and get reminded every month by notification and email before the due date.
Savings and goals
Keep savings separate by goal and follow progress until you reach the target.
Financial health score
One number that sums up how healthy your cash flow and saving habits are.
PDF and Excel reports
Download tidy reports for records, taxes, or a talk with your partner.
Spending heatmap
See which days and categories cost the most at a glance.
20 currency exchange rates
View your finances in USD, EUR, SGD, JPY, and more at the latest rate.
Debts and installments
Plan repayments and record each payment until it is settled.
Receipt attachments
Take a photo of the receipt with your camera or upload a file, kept right on the transaction.
AI agent connection (MCP)
Connect your favorite AI assistant to Vaulty to read summaries and record transactions right from there. You control access with tokens you can revoke at any time.
Vaulty for Business (SME)
Bookkeeping for your business, kept separate from your personal records: profit and loss, a customer and supplier ledger, and business-specific categories.
Record in seconds
A quick add button is always within reach, and Ctrl K search takes you to any page without clicking through menus.
- Add income or expenses from any screen
- Categories and payment methods are remembered
- Looks great on phone and laptop
One family, one record
Invite your partner or family. Decide who can edit and who can only view.
- Owner, admin, member, and viewer roles
- Shared budgets and bills
- Everyone signs in with their own account
Automatic exchange rates
Curious what your finances are worth in dollars or euros? Switch the display currency and every figure is converted at the latest rate.
- 20 currencies, from USD to JPY
- Rates update automatically
- Data stays stored in rupiah
See Vaulty in action in 60 seconds
From your first expense to a report ready to download.
Demo video coming soon
On your phone
Comfortable on your phone.
Open Vaulty in your phone browser. The layout adapts to the screen, with navigation at the bottom and the add button in the middle.
- Opens right in the browser, no download
- Adapts to any screen size
- Light and dark mode
Mobile apps coming soon
The iOS and Android versions are being prepared.
Download on theApp StoreGet it onGoogle PlayComing soon
Hashed passwords
Passwords are stored with bcrypt. Nobody can read them, including us.
Two step verification
Turn on 2FA with an authenticator app on the Personal and Family plans.
Data separated per organization
Each family or organization is isolated. Other accounts cannot peek in.
We do not read your records
Your financial data is never sold or used for advertising.
Pricing
Start free, upgrade when you need to.
Every paid plan comes with a 14 day trial. Stop anytime.
Free
To try things out and for light use.
Rp 0
Includes:
- 1 user
- Up to 50 transactions per month
- Record income and expenses
- Categories and payment methods
- Budgets (up to 3 categories)
- Summary dashboard and basic insights
- In app notifications
- Indonesian and English
- Mobile layout, light and dark mode
Personal
One person, every feature.
Rp 25.000/month
Everything in Free, plus:
- Unlimited transactions
- Budgets for unlimited categories
- Recurring bills with reminders
- Savings and financial goals
- Debt and installment planning
- Financial health score
- Spending heatmap
- Receipt and proof attachments
- Exchange rates for 20 currencies, updated automatically
- PDF and Excel report export
- Email reminders
Family
For families managing money together.
Rp 65.000/month
Everything in Personal, plus:
- Up to 5 users
- Invite family members
- Roles and permissions per member
- Shared budgets and bills
- Advanced insights
- Every member has their own account
Prices in Indonesian rupiah. Payments through the methods Midtrans supports.
Coming soon
For your business too.
Bookkeeping for your business, kept separate from your personal records: profit and loss, a customer and supplier ledger, business-specific categories.
Rp 100,000/month
Compare all features
| Fitur | Free | Personal | Family | Vaulty Business |
|---|---|---|---|---|
| Limits | ||||
| Users | 1 | 1 | Up to 5 | — |
| Transactions per month | Up to 50 | Unlimited | Unlimited | — |
| Recording | ||||
| Record income and expenses | — | |||
| Categories and payment methods | — | |||
| Quick add and Ctrl K search | — | |||
| Receipt and proof attachments (camera photo or upload) | — | — | ||
| View in 20 currencies with live exchange rates | — | — | ||
| Planning | ||||
| Monthly budgets | Up to 3 categories | Unlimited | Unlimited | — |
| Recurring bills with reminders | — | — | ||
| Savings and financial goals | — | — | ||
| Debt and installment planning | — | — | ||
| Analysis and reports | ||||
| Summary dashboard | — | |||
| Basic insights | — | |||
| Advanced insights | — | — | — | |
| Financial health score | — | — | ||
| Spending heatmap | — | — | ||
| PDF report export | — | — | ||
| Excel report export | — | — | ||
| Notifications | ||||
| In app notifications | — | |||
| Email reminders (bills, debts, budgets) | — | — | ||
| Family and collaboration | ||||
| Invite members | — | — | — | |
| Roles and permissions per member | — | — | — | |
| Shared budgets and bills | — | — | — | |
| Integrations | ||||
| AI agent connection (MCP) | — | — | ||
| Security and comfort | ||||
| Two step verification (2FA) | — | — | ||
| Data separated per organization | — | |||
| Mobile layout, light and dark mode | — | |||
| Indonesian and English | — | |||
| Manage login sessions on other devices | — | |||
| Change your own password | — | |||
| Onboarding guide with sample data | — | |||
| Business (coming soon) | ||||
| Profit and loss report | — | — | — | Coming soon |
| Customer and supplier ledger | — | — | — | Coming soon |
| Business-specific categories and dashboard | — | — | — | Coming soon |
This list is updated as new features are added.
Personal finance guides
Start with the basics: tracking, budgeting, and building an emergency fund.
See all guidesFAQ
Frequently asked questions
Is my data safe?
Passwords are hashed with bcrypt, you can turn on two step verification on the Personal and Family plans, and each organization is kept separate.
Can I import from Excel?
You can export reports to PDF and Excel. Importing from an old spreadsheet is being considered. Let us know if you need it.
How do I cancel?
Anytime from the Subscription page in the app. Your account stays active until the end of the period you paid for.
What happens when the trial ends?
Your data stays safe and can be downloaded. To add or change records you need to pick a plan. You can also move down to the Free plan.
Is there a phone app?
Vaulty runs in your phone browser with a layout made for phones. An app store version is on our roadmap.
How do I pay?
Through Midtrans, so you can use bank transfer, e-wallets, QRIS, and other popular methods in Indonesia.
I live outside Indonesia. How can I subscribe?
For now, payments only work from Indonesia and through QRIS or other local methods. Fees can also differ from country to country. If you are outside Indonesia, email [email protected] and we will help you with the process and share the fee details.
Try Vaulty free for 14 days.
No credit card needed.
Coming soon