Monthly budgets
Set a limit per category and see what is left. You are warned before a budget runs out.
Food72%
Transport45%
Entertainment91%
Manage personal and family finances, without the hassle.
Track income and expenses, set budgets, remember your bills, and see where your money goes.
- Passwords hashed (bcrypt)
- Two step verification (2FA)
- Built in Indonesia
- No ads
Budgets, bills, savings, and reports.
Vaulty warns you before a budget runs out and scores your cash flow health.
Recurring bills
Add once and get reminded every month by notification and email before the due date.
- NetflixDue tomorrowRp 186.000
- Listrik PLNIn 9 daysRp 400.000
- Air PDAMIn 14 daysRp 120.000
Savings and goals
Keep savings separate by goal and follow progress until you reach the target.
Total savings
Rp 11.900.000
Financial health score
One number that sums up how healthy your cash flow and saving habits are.
Healthy is 80 to 100. The score shows what to fix first.
AI agent connection (MCP)
Connect your favorite AI assistant to Vaulty to read summaries and record transactions right from there. You control access with tokens you can revoke at any time.
- PDF and Excel reports
- Download tidy reports for records, taxes, or a talk with your partner.
- Spending heatmap
- See which days and categories cost the most at a glance.
- 20 currency exchange rates
- View your finances in USD, EUR, SGD, JPY, and more at the latest rate.
- Record in your own currency
- Choose your recording currency when you start with Vaulty, not just rupiah. Change it later and your old data converts automatically at that day's rate.
- Debts and installments
- Plan repayments and record each payment until it is settled.
- Receipt attachments
- Take a photo of the receipt with your camera or upload a file, kept right on the transaction.
- Vaulty for Business (SME)Coming soon
- Bookkeeping for your business, kept separate from your personal records: profit and loss, a customer and supplier ledger, and business-specific categories.
Start in three steps
- 01
Create your account
Sign up with your email and pick the currency you record in.
- 02
Record your first transaction
Use the quick add button from any screen. Categories are ready to use.
- 03
See where your money goes
The dashboard shows your balance, cash flow, budgets, and upcoming bills.
Comfortable on your phone.
Open Vaulty in your phone browser. The layout adapts to the screen, with navigation at the bottom and the add button in the middle.
Mobile apps coming soon
The iOS and Android versions are being prepared.
Download on theApp StoreGet it onGoogle PlayComing soon
Record in seconds
A quick add button is always within reach, and Ctrl K search takes you to any page without clicking through menus.
- Add income or expenses from any screen
- Categories and payment methods are remembered
- Looks great on phone and laptop
One family, one record
Invite your partner or family. Decide who can edit and who can only view.
- Owner, admin, member, and viewer roles
- Shared budgets and bills
- Everyone signs in with their own account
Automatic exchange rates
Curious what your finances are worth in dollars or euros? Switch the display currency and every figure is converted at the latest rate.
- 20 currencies, from USD to JPY
- Rates update automatically
- Data stays stored in your chosen recording currency
See Vaulty in action in 90 seconds
From your first expense to a report ready to download.
- 1
Hashed passwords
Passwords are stored with bcrypt. Nobody can read them, including us.
- 2
Two step verification
Turn on 2FA with an authenticator app on the Personal and Family plans.
- 3
Data separated per organization
Each family or organization is isolated. Other accounts cannot peek in.
- 4
We do not read your records
Your financial data is never sold or used for advertising.
Start free, upgrade when you need to.
Every paid plan comes with a 14 day trial. Stop anytime.
Free
To try things out and for light use.
$0
Includes:
- 1 user
- Up to 50 transactions per month
- Record income and expenses
- Categories and payment methods
- Budgets (up to 3 categories)
- Summary dashboard and basic insights
- In app notifications
- Indonesian and English
- Mobile layout, light and dark mode
Personal
One person, every feature.
$3/month
Everything in Free, plus:
- Unlimited transactions
- Budgets for unlimited categories
- Recurring bills with reminders
- Savings and financial goals
- Debt and installment planning
- Financial health score
- Spending heatmap
- Receipt and proof attachments
- Exchange rates for 20 currencies, updated automatically
- PDF and Excel report export
- Email reminders
Family
For families managing money together.
$7/month
Everything in Personal, plus:
- Up to 5 users
- Invite family members
- Roles and permissions per member
- Shared budgets and bills
- Advanced insights
- Every member has their own account
Prices in USD for customers outside Indonesia, paid in rupiah at the daily exchange rate by Visa or Mastercard. In Indonesia, Personal is Rp 25,000 and Family Rp 65,000 per month.
Coming soon
For your business too.
Bookkeeping for your business, kept separate from your personal records: profit and loss, a customer and supplier ledger, business-specific categories.
Rp 100,000/month
Compare all features
| Fitur | Free | Personal | Family | Vaulty Business |
|---|---|---|---|---|
| Limits | ||||
| Users | 1 | 1 | Up to 5 | Later |
| Transactions per month | Up to 50 | Unlimited | Unlimited | Later |
| Recording | ||||
| Record income and expenses | No | |||
| Categories and payment methods | No | |||
| Quick add and Ctrl K search | No | |||
| Receipt and proof attachments (camera photo or upload) | No | No | ||
| View in 20 currencies with live exchange rates | No | No | ||
| Planning | ||||
| Monthly budgets | Up to 3 categories | Unlimited | Unlimited | Later |
| Recurring bills with reminders | No | No | ||
| Savings and financial goals | No | No | ||
| Debt and installment planning | No | No | ||
| Analysis and reports | ||||
| Summary dashboard | No | |||
| Basic insights | No | |||
| Advanced insights | No | No | No | |
| Financial health score | No | No | ||
| Spending heatmap | No | No | ||
| PDF report export | No | No | ||
| Excel report export | No | No | ||
| Notifications | ||||
| In app notifications | No | |||
| Email reminders (bills, debts, budgets) | No | No | ||
| Family and collaboration | ||||
| Invite members | No | No | No | |
| Roles and permissions per member | No | No | No | |
| Shared budgets and bills | No | No | No | |
| Integrations | ||||
| AI agent connection (MCP) | No | No | ||
| Security and comfort | ||||
| Two step verification (2FA) | No | No | ||
| Data separated per organization | No | |||
| Mobile layout, light and dark mode | No | |||
| Indonesian and English | No | |||
| Manage login sessions on other devices | No | |||
| Change your own password | No | |||
| Onboarding guide with sample data | No | |||
| Business (coming soon) | ||||
| Profit and loss report | No | No | No | Coming soon |
| Customer and supplier ledger | No | No | No | Coming soon |
| Business-specific categories and dashboard | No | No | No | Coming soon |
This list is updated as new features are added.
Frequently asked questions
Is my data safe?
Passwords are hashed with bcrypt, you can turn on two step verification on the Personal and Family plans, and each organization is kept separate.
Can I import from Excel?
You can export reports to PDF and Excel. Importing from an old spreadsheet is being considered. Let us know if you need it.
How do I cancel?
Anytime from the Subscription page in the app. Your account stays active until the end of the period you paid for.
What happens when the trial ends?
Your account moves to the Free plan automatically and your data stays safe. Pick a paid plan any time to unlock every feature again.
Is there a phone app?
Vaulty runs in your phone browser with a layout made for phones. An app store version is on our roadmap.
How do I pay?
Through Midtrans, so you can use bank transfer, e-wallets, QRIS, and other popular methods in Indonesia.
I live outside Indonesia. How can I subscribe?
Set your billing country on the Subscription page and you will see prices in USD: Personal $3 per month, Family $7 per month. You pay with a Visa or Mastercard card, charged in rupiah at that day's exchange rate, so your bank may add a small conversion fee. If your card is declined, email [email protected] and we will help.